Crypto wallets are an essential tool for keeping your cryptocurrency portfolio safe. There are hundreds of software crypto wallets on the market. Furthermore, every major cryptocurrency with its own blockchain has several official or community-created wallets. Many of these wallets can only store crypto assets based on a single specific blockchain. However, multicurrency wallets are becoming more and more popular since the crypto market has more than 20,000 active projects. Because of this, users often look for crypto wallet apps that support various blockchain networks. Moreover, many users want to be able to store their whole portfolio in a single crypto wallet. The AnCrypto wallet is one of the newest additions to the multicurrency crypto wallet market, and it already has more than 100,000 app downloads. Additionally, AnCrypto is the first chat and pay crypto wallet. 

In this article, we’ll explore the AnCrypto wallet to find out what features it offers to users. We’ll look at the innovative chat and pay concept, what blockchains the wallet supports, and its additional features. Furthermore, we’ll check the security measures of AnCrypto and how users can browse and connect to decentralized apps.

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What Is the AnCrypto Wallet?

AnCrypto is a very young app since the wallet has only been active since December 2022, but it already has more than 100,000 app downloads. This number of downloads makes AnCrypto an extremely fast-growing project. AnCrypto is available for both Android and iOS operating systems. For now, there’s no desktop version of the wallet because the primary focus of AnCrypto is on an easy-to-use mobile experience. Also, the wallet is fully decentralized, and it’s a non-custodial wallet, which means users control their crypto at all times. The private keys to your crypto always remain on your mobile device. This feature is critical in light of the recent controversy in the crypto market regarding centralized exchanges that hold your private keys. With a non-custodial wallet like AnCrypto, you get a mnemonic seed phrase, which safeguards your private keys. 

The AnCrypto wallet is a multicurrency project that aims to provide users with a one-stop shop for storing their whole crypto portfolio. In that sense, the wallet is similar to other popular mobile crypto wallets. However, AnCrypto has a crucial feature that distinguishes it from the rest of the market. The wallet has a chat and pay feature that transforms AnCrypto into an instant messenger app with in-chat crypto payment options.

Key Features of the AnCrypto Wallet

Let’s dive into the details of the AnCrypto wallet’s key features.

The AnCrypto Chat Feature

The primary purpose of crypto wallets is to safely store digital currency beyond the reach of hackers and scammers. However, crypto wallets have gone a long way since the early years of crypto, and modern wallets tend to include various additional features. The AnCrypto developer team came up with the idea of integrating a chat feature into their wallet app. Effectively, this transforms the wallet into a multi-purpose app that allows AnCrypto wallet users to connect socially. The chat option looks like any other live messenger app and has a clean chat interface. Users can manually add other users based on their unique wallet names and start conversing with them. The chat feature is similar to GooglePay or WeChat, which integrate chatting and payment options. However, AnCrypto is the first crypto wallet to introduce such features.

When creating an AnCrypto wallet account, all you need to do is provide a unique wallet name. You don’t need to provide your real name, and you shouldn’t do so if you want to preserve your privacy. Besides adding your friend’s wallet names manually, you can do this through the search bar in the chat section. To access the chat feature, click on the Chat button in the bottom right section of the screen, next to the Trade option. 

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In-Chat Payments and Standard Transactions

Besides chatting, AnCrypto allows users to send and receive crypto payments directly within the chat interface. This feature is straightforward. Once you start a chat with another AnCrypto user, you can access that chat window by clicking on the user’s name in the Chat section. You’ll notice a yellow button within the conversation with two arrows headed in opposite directions. That’s the send crypto button which allows you to send or request crypto from the person you’re chatting with. To send an in-chat payment, you must choose which crypto you’re sending and specify the amount. 

For now, AnCrypto allows users to send nine cryptocurrencies through the in-chat payment feature. You can send Bitcoin (BTC), Tron (TRX), Litecoin (LTC), Ethereum (ETH), Bitcoin Cash (BCH), Dogecoin (DOGE), BNB (BNB), Tezos (XTZ), and AnCrypto (ANC). However, the AnCrypto developer team announced they would include additional cryptocurrencies in the future. You’ll need to initiate a standard blockchain transaction if you want to send any other crypto. 

To initiate standard crypto transactions to third-party wallets, you must paste the recipient’s address into your AnCrypto wallet. Just select the Send button on the wallet’s main interface. Choose which crypto you’re sending and the amount, and paste the address. If you want to receive crypto, click the Receive button, select a cryptocurrency, and you’ll see your public address. Send the public address to the sender or let them scan the QR code of your address.


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Multicurrency Crypto Storage 

Many crypto users prefer a multicurrency crypto wallet instead of a wallet that only supports one blockchain. Furthermore, a multicurrency wallet that supports the leading blockchains can simultaneously hold a user’s whole crypto portfolio. Because of this, the AnCrypto team created a versatile, multicurrency crypto wallet that supports over 1,000 digital currencies. Users can store BTC, LTC, XTZ, ETH, all ERC-20 tokens, BNB, all BEP-20 tokens, Polygon (MATIC), Cardano (ADA), Polkadot (DOT), Compound (COMP), TRX, and a bunch of other altcoins.

You can browse the various supported cryptocurrencies on the AnCrypto interface or add additional tokens. For example, if you want to add an ERC-20 token that you can’t find on AnCrypto, copy the token’s contract address from CoinMarketCap and add it to the wallet. 


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Buy Crypto Within Your Wallet

AnCrypto also lets users purchase various cryptocurrencies without leaving the app. Users can buy crypto with their credit or debit cards through the Buy button on the main interface. Once you click on the Buy option, you’ll see a list of numerous popular cryptocurrencies you can buy through AnCrypto. Now, select which crypto you wish to purchase and how much money you want to spend. Afterward, you’ll see precisely how much crypto you’ll receive for your money. AnCrypto uses the Ramp fiat to crypto payment service to enable users to buy crypto. After filling out your bank card details and initiating a purchase, you should receive your crypto shortly. 

This feature is convenient, but note that bank card crypto purchases often incur higher fees than buying crypto on an exchange platform. However, the feature is very practical if you want to avoid dealing with exchange platforms.

AnCrypto wallet

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Crypto Swaps

AnCrypto has an integrated crypto swap feature that acts like an internal crypto exchange. Users can swap numerous cryptocurrencies by clicking on the Trade button. However, the swap feature has limitations since you can’t just swap any cryptocurrency for another. Users can exchange tokens on the same blockchain easily. For example, you can exchange ETH for another Ethereum-based ERC-20 token, such as Decentraland (MANA). However, you can’t exchange ETH for an asset on another blockchain like TRX, for example. 

The swap feature is helpful, but both centralized and decentralized crypto exchanges offer users more flexibility in exchanging assets. Also, users have more room to control the exchange rate on an exchange platform. When using the wallet’s swap option, you can’t change the slippage rate or set your preferred exchange price like on an exchange platform. Additionally, you don’t have access to technical analysis tools or a detailed price chart when conducting a swap. 

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The AnCrypto Cross-Chain Bridge

Besides the standard crypto swap feature, AnCrypto also offers cross-chain bridging functionalities. This feature is useful because users don’t need to search manually for a blockchain bridging dapp, and some cryptocurrencies are pretty difficult to bridge. Users can easily bridge popular cryptocurrencies between different blockchains. For example, you can bridge the Tether (USDT) stablecoin from Ethereum to BNB Chain or the Tron network.

The blockchain bridge is handy when you can’t swap specific cryptocurrencies directly. If you want to exchange ETH for BNB, you can bridge some USDT from one chain to the other one. Then, you can buy some BNB with your USDT coins. Also, you can manually select your transaction fees when bridging crypto. The app lets you choose between a slow, average, and fast transaction fee rate. 

NFT Storage

NFTs are becoming a very popular class of blockchain assets, and most popular multicurrency crypto wallets also allow users to store their NFTs. The AnCrypto wallet app has an integrated NFT gallery, allowing users to store Ethereum-based NFTs. Users can store NFTs based on the ERC-721 and ERC-1155 token standards, which includes Polygon-based NFTs. However, the wallet doesn’t allow users to store NFTs based on other popular NFT networks like Solana (SOL) and Cardano (ADA). 

The wallet stores your NFTs in the Collectibles section, which contains an NFT gallery where you can view your NFTs. You can send or receive NFTs just like any other cryptocurrency, except that you need to initiate the transaction through the Collectibles tab.

The AnCrypto Dapp Browser

Users can connect their AnCrypto wallet to thousands of dapps across all the blockchains with which the wallet is compatible. The app has a built-in dapp browser that lets users connect to all sorts of platforms, from DeFi protocols and yield farms to crypto games and NFT marketplaces. Furthermore, the wallet supports the Wallet Connect feature that lets crypto wallets connect to blockchain apps. 

To use the Wallet Connect option, go to your account settings, select Wallet Connect, and choose the blockchain network of the app you wish to connect to. For example, if you want to use PancakeSwap, you must select either BNB Chain or Ethereum. To access the blockchain browser, click on the Browser button in the bottom section of the wallet’s main interface.

AnCrypto Security

The wallet’s security includes standard mobile wallet security measures, which are quite sufficient for everyday use. Users receive a mnemonic seed phrase when they create their first wallet. The seed phrase encrypts your private keys and lets you recover your wallet if you lose access to your mobile device. Also, the private keys always stay on your phone. Additionally, an optional PIN code safety measure lets users set up a four-digit access code.

You should keep your seed phrase somewhere safe and don’t share it with anyone. Also, be wary of phishing emails and suspicious links that might install malware on your phone and help hackers access your wallet.

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Exploring the AnCrypto Wallet: The First Chat and Pay Wallet – Summary

The AnCrypto wallet offers various useful features besides simply storing cryptocurrency. Crypto swaps, cross-chain bridging, in-app crypto purchases, and NFT storage are some of the wallet’s main features. However, the chat and pay feature makes the wallet stand out among similar apps. You can use the wallet as a live messenger with other AnCrypto users and conduct crypto payments while chatting with friends. A part of the crypto community finds this feature quite useful since the wallet has more than 100,000 downloads in less than a month.